Mr K asked us to look into a possible PPI claim against Capital One Bank. It turned out to be a small loan with PPI and we won a small claim on his behalf for £903. We suggested to Mr K
we should obtain his Credit Report and assess it for other possible claims.
From his Credit Report we identified Mr K had a Mint credit card. It turned out there was no PPI on the card, and therefore no claim. However, Mint is part of the Royal Bank of Scotland Group (RBS), which also owns Natwest Bank. When we wrote and asked RBS about their relationship with Mr K, they told us about 6 Natwest loans and a Natwest overdraft, the oldest dating back to 1992. It emerged that all 6 loans AND the overdraft had PPI added.
We successfully claimed back £27,243 for our client. Another claim on a Natwest credit card worth approximately £1,200 is awaiting a decision by the Financial Ombudsman.